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Dorothy Paul, DDS

Insurance & payment

How pricing works here.

We're independent by choice, so treatment decisions are based on clinical need, not what a fee schedule allows. And we sort the financial side before you sit in the chair.

Working with your insurance

A clinical decision, not a business one.

Dr. Paul does file claims and accept payment for patients with a dental PPO insurance plan. To find out how your specific plan works with our office, call 713-977-1010.

Before you arrive

The pre-visit workflow.

No surprises is not a slogan. It's how we run the office.

01

We verify your benefits

We contact your dental plan and confirm exactly what's covered before your appointment.

02

We estimate your out-of-pocket

You know your estimated cost before you sit in the chair. No post-appointment surprises.

03

We submit a pre-estimate

For treatment beyond the exam, a pre-estimate is submitted to insurance so the financial responsibility is settled before we begin.

Payment options

Ways to pay.

Dental PPO insurance

We handle filing dental PPO insurance claims for you so you can utilize your plan's benefits.

Financing

We offer flexible payment plans through multiple financing partners.

CareCredit financing
Sunbit financing
Cherry financing

Cards

Visa, MasterCard, and Discover accepted

Visa, MasterCard, and Discover accepted for co-pays and out-of-pocket amounts.

Insurance FAQ

The questions we get most.

Do you accept my dental insurance?
Dr. Paul does file claims and accept payment for patients with a dental PPO insurance plan. To find out how your specific plan works with our office, call 713-977-1010.
How does out-of-network billing work?
We file your PPO claim on your behalf. Depending on your plan, your insurance either pays us directly or reimburses you. Before treatment, we verify your benefits and communicate your estimated out-of-pocket, so the number isn't a surprise.
Will insurance cover a regular cleaning?
Preventive care (exams, cleanings, x-rays) is generally covered to a greater degree than other categories, because it's designed to prevent bigger issues later. Coverage varies by plan. We verify your specific benefits before the appointment.
Do I pay up front and get reimbursed?
It depends on your plan. Some out-of-network plans send reimbursement directly to the patient; others send it to the provider. We'll walk through the specifics with you before the appointment.

Have a question about your specific plan?

Call the office. Our insurance and treatment coordinator will walk you through it.

Call 713-977-1010

© 2026 Dorothy Paul, DDS